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Umbrella Insurance

What is it?

Umbrella Insurance is “Extra Liability Insurance”

When is it used?

Umbrella Insurance is designed to “kick in” after the liability insurance in your home, auto, or boat policies are exceeded.

Our recommendation

Our advice is to have enough umbrella protection to cover, at minimum, your net worth.


If you are at fault in an accident, and your standard insurance protection is exceeded within your home or auto policy, you may be held personally responsible. To prevent being forced to liquidate your assets to pay for damages your umbrella policy will cover them for you. Umbrella insurance is also usually very affordable.

Where to find it

Ask your home or auto insurance agent for a quote.

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